Terms of Use & Disclamiers

TERMS OF USE & DISCLAIMERS

Heathcote Capital | Effective Date: April 13, 2026

1. Acceptance of Terms

By accessing or using the Heathcote Capital website (the "Site"), you agree to be bound by these Terms of Use and Disclaimers. If you do not agree to these terms, please discontinue use of the Site immediately. These terms apply to all visitors and users of the Site.

2. About Heathcote Capital

Heathcote Capital is a private investment firm. The content on this Site is intended for informational purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, investment product, or service.

3. Not Investment Advice

Nothing on this Site should be construed as investment, legal, tax, accounting, or financial advice of any kind. The information provided is general in nature and does not take into account the specific objectives, financial situation, or needs of any particular person. Prospective investors and users of this Site should consult their own independent legal, tax, financial, and other advisors before making any investment or financial decisions.

4. No Offer of Securities

Nothing on this Site constitutes a public offering of securities or an invitation to invest. Any investment products or opportunities associated with Heathcote Capital are offered exclusively through formal offering documents and only to investors who meet applicable eligibility requirements under relevant securities laws and regulations. Access to investment opportunities is restricted to qualified, sophisticated, or accredited investors as defined under applicable law.

5. Past Performance

Any references to past investments, transactions, or performance results on this Site are provided for illustrative purposes only. Past performance is not a guarantee or reliable indicator of future results. The value of investments may go down as well as up, and investors may not recover the full amount invested. Returns may be affected by, among other things, changes in market conditions, currency fluctuations, interest rates, and general economic and political developments.

6. Forward-Looking Statements

Certain information on this Site may contain forward-looking statements, including projections, targets, estimates, and opinions regarding future events or performance. These statements are based on current expectations and assumptions and are inherently subject to significant risks and uncertainties beyond the control of Heathcote Capital. Actual results may differ materially from those expressed or implied. Heathcote Capital undertakes no obligation to update or revise any forward-looking statements.

7. Permitted Use

You may access and use the Site solely for lawful, personal, and non-commercial informational purposes. You agree not to:

  • Reproduce, distribute, or republish any content from the Site without prior written consent

  • Use the Site in any manner that could damage, disable, or impair its functionality

  • Attempt to gain unauthorized access to any part of the Site or its related systems

  • Use automated tools, bots, or scrapers to extract content from the Site

  • Use the Site for any unlawful purpose or in violation of any applicable regulations

8. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, and images, is the property of Heathcote Capital or its content suppliers and is protected by applicable intellectual property laws. Unauthorized use of any content is strictly prohibited.

9. Regulatory Notice

Heathcote Capital is not registered as an investment adviser, broker-dealer, or any other regulated entity under applicable U.S. federal or state securities laws unless explicitly stated otherwise. This Site is not directed at any person in any jurisdiction where its publication or availability would be contrary to applicable law or regulation. It is the responsibility of any person accessing this Site to ensure compliance with all applicable laws and regulations in their jurisdiction.

10. No Fiduciary Relationship

Use of this Site does not create a fiduciary, advisory, or other professional relationship between you and Heathcote Capital. Heathcote Capital owes no duty of care to any visitor or user of this Site with respect to the information provided herein.

11. Third-Party Links & Information

The Site may contain links to, or information sourced from, third-party websites or organizations. Heathcote Capital does not endorse, control, or assume responsibility for the content, accuracy, or privacy practices of any third-party sources. Accessing third-party links is at your own risk.

12. No Warranties

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Heathcote Capital makes no representations or warranties regarding the accuracy, completeness, or timeliness of any information on the Site.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Heathcote Capital and its partners, officers, employees, and affiliates shall not be liable for any loss or damage, whether direct, indirect, incidental, consequential, or punitive, arising out of or related to your use of, or inability to use, the Site or its content, including any loss of profits, loss of data, or business interruption.

14. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these terms by reference. Please review our Privacy Policy to understand our data practices.

15. Modifications to the Site and Terms

Heathcote Capital reserves the right to modify, suspend, or discontinue the Site or any part thereof at any time without notice. We also reserve the right to update these terms at any time. Continued use of the Site following any changes constitutes your acceptance of the revised terms.

16. Governing Law

These Terms of Use and Disclaimers shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in New York State Jurisdiction.